Financing your investment

Jaguar Homes Public Limited is pleased to be able to offer its clients a choice of mortgage arrangements:

• The Jaguar Homes Standard Mortgage

A minimum of 20% from your own resources, payable as:

15% on signing the Contract
5% on delivery of the property

A maximum of 80% as a mortgage loan, over a maximum of 25 years, subject to age restriction. (Maximum 70 years at end of term.)

- Interest rate: Bank Margin of 1.75% plus the three month LIBOR rate on CHF.

- Capital and interest are repayable at the same time for the duration of the loan.

• The Jaguar Homes Flexi Mortgage

A minimum of 20% from your own resources, payable as:

15% on signing the Contract
5% on delivery of the property

A maximum of 80% as a mortgage loan, with payments calculated over 35 years subject to age restriction. (Maximum 70 years at end of term.)

- Interest rate: Bank Margin of 1.75% plus the three month LIBOR rate on CHF.

Repayments:

- For the first 5 years – interest only.
- For the next 5 years – interest plus capital.
- Remainder of term – interest plus capital, including the postponed capital sum due from the first 5 years.

• The Jaguar Homes Interest Only Mortgage

A minimum of 30% from your own resources, payable as:

15% on signing the Contract
10% within the first year of signing
5% on delivery of the property

A maximum of 70% as a mortgage loan, over a maximum of 15 years.

- Interest rate: Bank Margin of 2.5% plus the three month LIBOR rate on CHF

Repayments – the client may negotiate with the bank to establish the repayment schedule, with the interest figure as the minimum sum.

In all cases:

Payments will be drawn down against building progress and interest will start to accrue from the date of the first draw down.

A ‘grace period’ within the full term of the loan means that the first repayment will be made one month after taking delivery of the property.

Mortgages may be reduced by lump sum payments or paid off in full with no penalty.